Pen Pal Harry Kunelis DDS: a former dentist turned business tech developer, is the founder of HK®. Harry is a member of the American Academy of Craniofacial Pain. A licensed dentist in the State of Illinois. And a State of Illinois licensed Managing Real Estate Broker.
Prayer and fasting was a lifestyle habit that Jesus said was required for healers to adopt—in order to prescribe a cure to the most difficult evils. One glaring example of this is with the epileptic boy. The Gospel chapters of Matthew 17:14-21 and Mark 9:14-29 both confirm this healing event. Where Jesus testifies to his disciples, that in addition to faith, this type of evil won’t depart but by the virtue of prayer & fasting.
In traditional Chinese medicine, the main function of the kidneys is to store essence. The marrow in the bones is generated from the essence in the kidneys. As long as there is sufficient essence available, the marrow is able to act. The marrow is in the bones. It follows up the bones of the spinal cord. All marrow converges in the brain (“Sea Of Marrow”). If marrow gets a deficiency, then brain function will decrease.
Holy Bible and ancient Chinese Medicine texts teach us this same fact: the breath of life comes from Heaven. Man knows for proper nourishment, air must pass thru the nose and into the lungs freely. Changes made to the face or body, improper diet and injury can all lead to less nasal airflow. If the nose is not clear, the breath of God cannot enter; and life will be a struggle.
The Apostle Paul wrote openly in the New Testament on the lust of the flesh and earthly desires; versus the fruit of the Spirit. And how selfish carnal cravings are contrary to the Spirit. Interestingly, ancient Chinese Medicine texts reveal a similar statement. On how pursuing vain desires and indulging in excesses cause your movements and health to weaken.
Chapter 22 of the Su Wen ends with a summary of the five (5) flavors: sour, sweet, bitter, salty and pungent/acrid. Five grains are used as main food, five fruits as supplementary food, five animal meat as beneficial food, and five vegetables as adjuvant food. Notice five grains: main food.
Absorption rate is one key data piece that gives you leverage in a real estate negotiation. The trick is to track the ‘absorption rate’ on a monthly basis, each and every month. So that you have a complete story… a trend. And not just a snapshot. If you were to do this, then you’d have a feel on if it’s a ‘buyers market’ or ‘sellers market.’ In a nutshell, this information can be crucial in justifying your position in a negotiation.
USA President Franklin D. Roosevelt’s New Deal created the Securities and Exchange commission as part of the 1933 Act. It was designed to prevent business people from raising capital from the general public. Under the guise of consumer protection, the regulation made it illegal for entrepreneurs to advertise the offering of new shares in a company. Except to wealthy insiders—called accredited investors. The regulation relied upon a four-part test called ‘Howey’ to define which offers are considered securities.
Step one for a cancer patient is to attempt and get a molecular profile of the tumor. A map, to know the tumor. Whenever possible, this would include both genomics and proteomics testing. Also, screen and treat for sleep apnea or upper airway resistance to assure the body’s immune system stays strong. Make an airway dental device early on.
Insulin carries glucose to cells. After you eat food, the pancreas will send insulin into the blood to grab glucose and escort the glucose into cells. If you don’t eat food, then there’s no insulin kick. And when you don’t eat for long periods, blood sugar can get too low. If blood sugar gets too low, you can die. This is when the cortisol (adrenalin!) hormone steps in—to bring glucose back into the bloodstream.
It officially went into effect October 3, 2015. The Dodd-Frank mandated (CFPB directed) residential real estate closing regulation (known as the “TRID Rule”). If you’re participating in a residential real estate transaction in America, then these closing rules shall apply.
It’s worth repeating. These rules (timelines!) apply to any home purchase:
If you’re using bank financing to buy or own any property, then you’re using a type of drug. As you know, some drugs can be therapeutic. While other drugs can kill you. It doesn’t matter what type of property you buy. Whether you’re buying a single family home, apartment or commercial property, these principles are as relevant as the laws of gravity.
If you’re buying any property—whether as a personal residence or investment—then you must know how to value real estate investment and property accurately. In a nutshell, there are three ways. And a little-known fourth way that shall help you detect residential real estate market bubbles. This killer infographic summarizes everything you’ll ever need to know on how to value real estate.